Car insurance groups explained: how your car affects your premium
Car insurance groups run from 1 to 50 and shape your premium before you even apply. How the groups are set, what affects them, and how to use them to pay less.
Car insurance explained: the types of cover and what they include
Car insurance in plain English: the three levels of cover (third party, third party fire and theft, and comprehensive), what each includes, and how to choose.
How to lower your car insurance: the legitimate ways to cut the cost
Legitimate ways to lower your car insurance: shop around, choose a low-group car, set a sensible excess, build your no claims discount, pay annually and consider telematics.
How to make a car insurance claim (and when not to bother)
How to make a car insurance claim step by step: at the scene, telling your insurer, deciding whether to claim, fault versus non-fault, write-offs and complaints.
No claims discount: how it works and how to protect it
How the no claims discount works: building it up, what happens when you claim, fault versus non-fault, and whether protecting your discount is worth it.
Named drivers vs fronting: staying on the right side of the rules
Adding a named driver is legitimate, but fronting is illegal and can void your cover. The difference explained, why fronting is so risky, and how to add a young driver properly.
Temporary and short-term car insurance: when it makes sense
Temporary car insurance covers you from an hour to about a month. How short-term cover works, when it makes sense, what it costs, and how it protects the owner's no claims discount.
Electric car insurance: what's different and why it can cost more
Electric car insurance explained: why it can cost a little more, the role of battery repair costs, charging and breakdown cover, and how to keep the price down.
Young and new drivers: how to get cheaper car insurance
Why young drivers pay the most, and the legitimate ways to cut the cost: low-group cars, telematics, honest named drivers, no claims discount and more.
Telematics and black box insurance: is it worth it?
Telematics or black box car insurance explained: how it works, why it helps young drivers, the pros and cons, device versus app, and whether it is worth it for you.
Why is car insurance so expensive, and are prices finally falling?
Why car insurance got so expensive: rising claims and repair costs, theft and inflation. Where prices stand in 2026, the loyalty-penalty ban, and what you can do.
Insuring a modified or classic car: declarations, value and cover
How to insure a modified or classic car: declaring modifications, why it matters, specialist insurers, what counts as a classic, and how agreed value works.