Insurance for side businesses and working from home
Insurance for side businesses and working from home: why home cover may fall short, telling your insurer, business equipment and stock, public and product liability, and professional indemnity.
Professional indemnity insurance: who needs it
Professional indemnity insurance explained: what it covers, who needs it, when it is a requirement, how much cover to choose, claims-made cover, and run-off cover.
Employers' liability insurance: the legal requirement explained
Employers' liability insurance explained: what it covers, the legal requirement under the 1969 Act, the £5 million minimum, who is exempt, and the fines for not having it.
Holiday let and Airbnb host insurance
Holiday let and Airbnb host insurance: why standard home and landlord cover will not do, buildings and contents, public liability for guests, loss of income, guest damage and host platforms.
Rent guarantee and tenant default insurance
Rent guarantee and tenant default insurance: what it covers, why landlords value it, the referencing and other conditions, waiting periods, how it differs from loss of rent, and exclusions.
Public liability insurance explained
Public liability insurance explained: what it covers, who needs it, whether it is compulsory, contract requirements, how much cover to choose, and product liability.
Tradesman and self-employed insurance
Tradesman and self-employed insurance: public liability at the core, employers' liability if you have help, tools cover and its conditions, income protection, and why clients require cover.
Directors' and officers' (D&O) insurance basics
Directors' and officers' (D&O) insurance basics: what it covers, why directors face personal liability, who can bring a claim, who needs it, management liability, and claims-made cover.
Shop and small business insurance
Shop and small business insurance: the combined package of stock and contents, buildings, public and employers' liability, business interruption, and extras like money, glass and cyber.
Business contents and commercial property insurance
Business contents and commercial property insurance: what each covers, who needs them, own versus rented premises, stock and tools, and business interruption alongside.
Landlord insurance explained: what cover you need
Landlord insurance explained: why standard home insurance is void on a let property, buildings and contents cover, property owners' liability, loss of rent, rent guarantee and what it costs.
Business interruption insurance explained
Business interruption insurance explained: how it replaces lost income after an insured event, the indemnity period, setting the sum insured on gross profit, and what it does not cover.